Today we’re diving into everyone’s favorite renovation topic – the costs to remedy unexpected structural problems. We’ll provide the knowledge, and you can provide the schadenfreude.

Our latest Philadelphia renovation project gave us the perfect opportunity to discuss some valuable lessons and to highlight why it’s so important to have experienced construction professionals managing your home remodel from start to finish.

What We Planned For

Going into this renovation, we knew we’d be tackling two key structural changes:

What We Didn’t Plan On

Of course, renovations in older Philadelphia homes love to surprise you. Once demo started, our list grew to include:

The Structural Surprises We Found

Once we completed demo, we uncovered several serious issues hiding behind the walls.

1. Rotted Structural Beam
We found large gaps and stair-step cracks in the 3rd-floor brickwork, prompting a second round of demo. Behind the wall, we discovered a triple LVL beam that was nearly 50% rotted through and it was supporting the entire 3rd-floor masonry wall. From the outside, this house looked solid, but this hidden decay could’ve led to catastrophic failure.

We give huge credit to our AXE Builders team for not taking shortcuts and for always investigating the root cause instead of covering up surface issues.

2. Unsafe Chimneys
We also discovered that a previous renovation (about 20 years ago) had hollowed out the chimneys to run ductwork and left them in poor shape. They were literally crumbling behind the walls, and we found a pile of fallen bricks at the base. Even worse, the chimneys were sitting on just ½ inch of joist, meaning they weren’t properly transferring their weight. This was another serious safety concern waiting to happen.

3. Rotted Wall Sheathing
On the 2nd floor, the sheathing had completely deteriorated because someone had applied stucco directly over plywood without proper waterproofing. As a result, the entire wall was rotted and required replacement. We resheathed the wall and installed new cladding for proper protection and long-term durability.

Cost Breakdown for Structural Repairs

Here’s what the unexpected repairs added up to:

Demo – $4,000

Masonry – $1,400

Framing – $3,400

Cladding – $1,500 (approx.)

Total: $10,300

From this total, we had only expected and budgeted for about $2,200 meaning $8,100 in unplanned costs. While that might sound daunting, we’re actually grateful we caught these issues early. At AXE Builders, we plan for the unexpected.

Why a Contingency Fund Matters

In our renovation budgets, we always include a $15,000 contingency to cover unforeseen conditions like these. The goal isn’t to avoid spending it… it’s to ensure the finished product meets our high standards of craftsmanship and safety. Delivering a structurally sound, high-quality home is always worth the extra cost.

Pro Tip: Always include a large contingency in your renovation budget. You never know what’s behind the walls of a Philadelphia rowhome until you start opening them up.